MyRupaya Grocery Discount Tool: Unlock Grocery Cashback Offers with MyRupaya
Everyone needs groceries every week. Be it a college student, office-goer, or homemaker, your grocery bills often form the biggest chunk of your budget. Grocery apps like Zepto, BigBasket, and Blinkit have simplified shopping, but costs can pile up fast.
Picture this — you start adding to your BigBasket cart and it doubles before checkout. That’s why knowing how to save matters.
MyRupaya’s Grocery Discount Finder lets you save on every grocery order. It’s like earning cashback just for shopping smart.
In this guide, you’ll learn:
• How to use the Grocery Discount Finder smartly
• MyRupaya’s other features beyond groceries
• Best credit cards to save on grocery apps
• Ways to reduce grocery bills using MyRupaya + credit cards
• Common FAQs from everyday shoppers
How Grocery Discount Finder Works
It’s straightforward yet highly effective. Instead of wasting time on expired coupons, MyRupaya shows the best live discounts matched to your cards.
1. Find Active Grocery App Deals – Get valid coupon codes from all major grocery apps instantly.
2. Credit Card Cashback Mapping – Each credit card offers unique grocery perks. For instance, Amazon Pay ICICI and HDFC Neu cards each add value on different grocery platforms.
3. Double Your Savings – Apply both Zepto promo and credit card rewards in one order. Example: Mix Zepto discount codes with HDFC cashback for dual savings.
4. Real-Time Updates – Coupons go inactive daily. MyRupaya ensures you see only valid, updated offers.
Whether you shop from Zepto, Blinkit, or BigBasket, you always know which payment saves the most.
What MyRupaya Generally Does
MyRupaya goes beyond groceries—it’s an all-in-one deal platform. It analyzes your spending behavior and recommends savings.
It covers:
• Movie ticket savings on BookMyShow, PVR, and Paytm.
• Travel – flight & hotel booking cashback.
• Food Delivery – Zomato, Swiggy, and Instamart.
• Shopping – Amazon, Flipkart, and Myntra online deals.
For groceries, it specializes in:
• Zepto grocery savings – Instant Zepto offers & card deals.
• BigBasket online shopping – Compare card rewards on BigBasket.
• Blinkit app offers – Identify Blinkit + card combo deals.
• Amazon Fresh & Flipkart Grocery – Find today’s best grocery offers.
In short, MyRupaya’s goal is that you always get maximum cashback on every order.
Best Grocery Cashback Credit Cards (2025)
Your credit card matters as much as your shopping app. Here are the top-performing cards for grocery buyers in 2025:
1. HDFC Swiggy Credit Card – Best for Instamart & Zepto
• Cashback: 10% on Swiggy & Instamart
• Other Benefits: Extra rewards on popular e-commerce sites
• Annual Fee: ?500 (waived on ?2 lakh spend)
Why it’s great: Works for Zepto grocery too, as MyRupaya identifies it under “food delivery”. Combine with Zepto coupon codes from MyRupaya to multiply your savings.
HDFC Tata Neu Infinity – Ideal for Tata Ecosystem Users
• Cashback: Earn 10% NeuCoins on grocery orders
• Other Benefits: Discounts on hotels and electronics
• Annual Fee: ?1,499
Why it’s great: Perfect for heavy BigBasket shoppers.
HSBC Live+ – Universal Grocery Card
• Cashback: Flat 10% cashback across supermarkets and apps
• Other Benefits: Multicategory savings beyond groceries
• Annual Fee: ?999
Why it’s great: Only card offering grocery benefits both online and offline.
SBI Tata Neu Infinity – Dual Advantage
• Cashback: Earn NeuCoins redeemable across Tata brands
• Other Benefits: Savings on hotels, travel, and electronics
• Annual Fee: ?1,499
Why it’s great: Strong value for families using BigBasket monthly.
Amazon Pay ICICI – Lifetime Free Option
• Cashback: 5% on Amazon Fresh (Prime), 3% non-Prime
• Other Benefits: 1% on all other purchases
• Annual Fee: Absolutely free card forever
Why it’s great: No annual fees, automatic 5% cashback on essentials.
Detailed Grocery Credit Card Overview
Instead of tables, here’s the breakdown in paragraph format for SEO tools:
The HDFC Swiggy Credit Card gives 10% cashback on Instamart and Zepto grocery purchases with an annual fee of ?500 (waived on ?2L spend).
The HDFC Tata Neu Infinity Credit Card provides 10% NeuCoins on BigBasket and Blinkit via Tata Neu app at ?1,499 per year.
The HSBC Live+ Credit Card offers 10% cashback on Zepto, BigBasket, and even offline supermarkets for ?999 annually.
The SBI Tata Neu Infinity Credit Card includes NeuCoin rewards for grocery purchases through Tata Neu and BigBasket for ?1,499 annually.
The Amazon Pay ICICI Credit Card gives 5% cashback on Amazon Fresh and Flipkart Grocery — and it’s free for life.
Frequently Asked Questions
Q1: How can I get discounts on grocery apps like Zepto?
? Use MyRupaya’s Grocery Discount Finder to locate valid Zepto coupons and pair them with cashback cards like HSBC Live+ or HDFC Swiggy.
Q2: Can I pay with a credit card on Blinkit?
? Yes, Blinkit supports card payments, and using the HDFC Tata Neu Infinity card gives 10% NeuCoins.
Q3: What’s the best card for BigBasket online shopping?
? Both HDFC Tata Neu Infinity and SBI Tata Neu Infinity work best for BigBasket with double NeuCoin rewards.
Q4: Which is the best free grocery card?
? The Amazon Pay ICICI Credit Card is lifetime free and offers 5% cashback on Amazon Fresh groceries.
Q5: Can I combine coupons and card offers?
? Absolutely. That’s what MyRupaya’s Grocery Discount Finder is built for — stacking promo codes with cashback benefits.
Conclusion
Groceries are unavoidable, but overspending isn’t, and MyRupaya’s Grocery Discount Finder helps you pay less every time. Whether it’s Zepto grocery for instant delivery, BigBasket online shopping for bulk orders, or Blinkit app bigbasket for quick essentials, every cart can cost less with the right strategy.
Cards like HDFC Tata Neu Infinity, HSBC Live+, and Amazon Pay ICICI are top choices for grocery savings. Combine them with MyRupaya’s live coupon alerts, and you’ll never pay full price again.
The smarter you shop, the more you save — and MyRupaya ensures you always save on essentials.